Terms of Service

Last Updated: 2026

Welcome to luminous.care ("we," "us," "our," or "Website"). These Terms of Service ("Terms") govern your access to and use of our Website and its content. By accessing or using luminous.care, you agree to be bound by these Terms. If you do not agree to any part of these Terms, please do not use our Website.

1. Acceptance of Terms

By accessing and using luminous.care, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service in their entirety. We reserve the right to modify these Terms at any time, and your continued use of the Website following any modifications constitutes your acceptance of the updated Terms.

2. Site Purpose

luminous.care is an informational and review website dedicated to providing content about online casinos that accept PayID payments. We are NOT a gambling operator, casino, or gaming service provider. Our Website serves exclusively as a resource for:

• Reviewing and comparing online casinos;
• Providing educational information about gambling practices;
• Offering guides and recommendations based on independent research;
• Facilitating introductions to third-party licensed gambling operators.

We do not offer, operate, or facilitate any gambling services, betting, or wagering activities ourselves. All gambling services are provided exclusively by independent third-party licensed casino operators.

3. Age Restriction

You must be at least 18 years of age (or the applicable minimum legal gambling age in your Australian state or territory) to access this Website. By using luminous.care, you represent and warrant that you meet this age requirement. We do not knowingly permit access to minors and reserve the right to refuse service to anyone who does not meet these age requirements.

4. Disclaimer

While we strive to provide accurate, current, and reliable information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any content on this Website. Information about casinos, games, features, bonuses, payment methods, and terms may be inaccurate, incomplete, or subject to change without notice.

You are solely responsible for verifying all information directly with the casino operators before making any decisions. We strongly recommend that you:

• Review each casino's official Terms and Conditions;
• Verify license and regulatory status with the appropriate gambling authorities;
• Confirm current bonus terms, conditions, and wagering requirements;
• Check the casino's responsible gambling policies.

luminous.care shall not be liable for any inaccuracies, errors, or omissions in the information provided on this Website.

5. Affiliate Relationship

luminous.care is an affiliate website. We earn commissions and referral fees from casinos and gambling operators whose products we review and recommend. This means we receive financial compensation when you click through our links and subsequently sign up with a recommended casino.

Our affiliate relationships do not influence the independence of our reviews or recommendations. However, you should be aware that we have a financial interest in promoting these casinos. We encourage you to conduct your own independent research and verification before engaging with any gambling operator.

6. Intellectual Property

All content on luminous.care, including but not limited to text, graphics, logos, images, audio, and video, is the exclusive property of luminous.care or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, transmit, modify, or create derivative works from any content on this Website without our prior written consent.

Unauthorized use of our intellectual property is prohibited and may result in legal action.

7. Limitation of Liability

To the maximum extent permitted by law, luminous.care, its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of or inability to use this Website or the information provided, including but not limited to:

• Financial losses or gambling losses;
• Loss of data or information;
• Loss of profits or business opportunities;
• Damage to equipment or software;
• Claims by third parties.

This limitation applies even if we have been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability, so this provision may not apply to you in full.

8. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of Australia, without regard to its conflict of law principles. You agree that any legal action or proceeding arising from or relating to these Terms shall be exclusively brought in the courts of Australia, and you consent to the jurisdiction and venue of such courts.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting to the Website. Your continued use of luminous.care following the publication of updated Terms constitutes your acceptance of those changes. We encourage you to review these Terms periodically to remain informed of any updates.

10. Contact

If you have any questions, concerns, or requests regarding these Terms of Service, please contact us at:

Email: legal@luminous.care

We will endeavor to respond to your inquiry within a reasonable timeframe.